Complete Process Guide

PM Kisan Bank Account Change Process: Naya Account Kaise Jodein?

✍️ KisanStatus Team📅 10 जुलाई 2026 Updated: 10 जुलाई 2026⏱️ 16 min read

Farmer at bank counter updating passbook for PM Kisan

Bank Account Change — Naya Account Link Karne Ka Pura Tarika

Purana Account Band Ho Gaya? Paisa Kahan Aayega?

Bhai, sabse badi dikkat tab hoti hai jab PM Kisan ka paisa us account mein ja raha hai jo band ho chuka hai. Ya phir branch merge ho gayi aur IFSC code change ho gaya. Aise mein payment fail ho jaati hai.

Status mein FTO Generated dikhega lekin paisa account mein nahi aayega. Bank wale bolenge "Transaction Rejected".

Updated bank passbook with new IFSC code

Real Story:

Aligarh ke Vinod ji ka purana account dormant ho gaya tha kyunki 2 saal se koi transaction nahi hua tha. PM Kisan ki 3 kist fail ho gayi. Wo pareshan ho gaye. Phir unhone naya account khola, CSC se PM Kisan mein update karwaya, aur bank mein NPCI seeding karwayi. Agli kist seedhe naye account mein aa gayi.

Iska ek hi hal hai — naya bank account link karna. Chalo dekhte hain step-by-step kaise karna hai. Payment failed ki problem bhi isi se solve hogi.

Bank Account Kyun Change Karna Padta Hai?

Bhai, har kisi ko account change nahi karna padta. Lekin in situations mein zaroori hai:

🏦

Account Dormant/Band

2 saal tak koi transaction nahi hua toh bank account freeze kar deta hai.

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IFSC Code Change

Branch merge hone par IFSC code badal jata hai. Purana code kaam nahi karega.

Galat Account Link

Registration time par galti se dusre ka account number daal diya.

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Naam Mismatch

Bank account mein naam alag hai, Aadhaar mein alag. Payment reject ho jayegi.

Method 1: CSC Center Se Bank Change Karo (Sabse Aasan)

Bhai, sabse fast tarika ye hai. Nazdiki CSC center par chale jao. Wo log portal par login karke account update kar dete hain.

1
Documents Le Jao: Aadhaar card (original), naya bank passbook (jisme IFSC aur Account No. likha ho), aur mobile phone (OTP ke liye).
2
CSC Operator Ko Bolo: Unhe bolo "PM Kisan Bank Account Update" karna hai. Wo PM Kisan portal par login karenge.
3
Details Enter: Wo naya account number aur IFSC code dalenge. Purana account hat jayega.
4
OTP Verification: Aapke mobile par OTP aayega. Wo OTP dal kar process complete karenge.
5
Receipt Lo: Ek receipt ya acknowledgement slip milegi. Usme naya account number likha hoga. Usko sambhal kar rakho.

CSC operator updating bank details on PM Kisan portal

CSC Wale Se Pehle Puch Lo:

"Bhaiya, kitne paise loge?" (Sarkari rate ₹15-30 hai, ₹50 se zyada mat dena).
"Kya aap NPCI seeding bhi kar doge?" (Ye bahut zaroori hai, niche bataya hai).
"Receipt mein naya account number likh kar dena."

Method 2: Bank Branch Mein NPCI Seeding (Bahut Zaroori)

Bhai, ye step log bhool jaate hain aur phir paisa nahi aata. Sirf PM Kisan portal par account change karne se kaam nahi chalega. Bank ko bhi batana padta hai ki is account par DBT (Direct Benefit Transfer) aana hai.

Isko NPCI Seeding ya Aadhaar Seeding kehte hain.

Bank Branch Process:

Apne bank branch chale jao (jahan account khola hai).
Counter par bolo "Aadhaar seeding for DBT/PM Kisan karna hai".
Wo ek form denge. Usme Aadhaar number aur account number likho.
Bank wala aapki ungli ka nishan (biometric) lega ya OTP verify karega.
7 din ke andar aapka account NPCI se link ho jayega.

Farmer filling NPCI seeding form at bank branch

Pro Tip: Bank se bahar aane ke baad *99# dial karke ya bank ki app se check kar lo ki Aadhaar seeding successful hui ya nahi.

Method 3: BAO Office Se Offline Form (Agar CSC Na Ho)

Agar CSC center door hai ya wo kaam nahi kar rahe, toh seedha Block Agriculture Office (BAO) chale jao. Wahan ek correction form milta hai.

Form mein purana aur naya account number likhna hai. Patwari ka sign lagwana hai. Phir BAO officer approve karega.

⚠️ Dhyan Rahe: Is process mein 30-45 din lag sakte hain. CSC wala kaam 15 din mein ho jata hai. Isliye pehle CSC try karo. Agar na ho toh BAO jao.

PM Kisan bank correction form at BAO office

Documents Ki Complete List

Kahin bhi jao (CSC, Bank, ya BAO), ye documents hamesha apne paas rakho:

Document	Kyun Zaroori Hai?	Original/Copy
Aadhaar Card	Identity verification ke liye	Original + Photocopy
Naya Bank Passbook	Account No. aur IFSC ke liye	Original
Mobile Phone	OTP receive karne ke liye	Original (SIM ke saath)
PM Kisan Registration Slip	Purana record dekhne ke liye	Photocopy (Agar hai toh)
Ration Card	Address proof ke liye (BAO ke liye)	Photocopy

Ye Galtiyan Mat Karna (Warna Phir Fail Hoga)

❌ IFSC Code Galat Daal Diya

✅ Sahi Tarika: Passbook ke pehle page par jo IFSC likha hai, wahi dalna. Google se mat dhundo, branch ka IFSC alag ho sakta hai.

❌ Naam Match Nahi Kar Raha

✅ Sahi Tarika: Bank account mein naam bilkul Aadhaar jaisa hona chahiye. "Ram Kumar" aur "Ram Kumar Singh" alag maane jayenge.

❌ Joint Account Use Kar Liya

✅ Sahi Tarika: PM Kisan ka paisa sirf single account mein aata hai. Joint account mein payment fail ho sakti hai.

❌ NPCI Seeding Bhool Gaye

✅ Sahi Tarika: Portal par account update karne ke baad bank jakar NPCI seeding zaroor karwana. Warna paisa aayega nahi.

❌ Dormant Account Link Kar Diya

✅ Sahi Tarika: Pehle bank jakar account "Active" karwao, phir PM Kisan mein link karo. Dormant account mein paisa nahi aata.

Kitne Din Mein Kaam Hoga?

Step	Time	Kya Hoga
CSC/BAO Update	Day 1	Portal par naya account submit
Server Sync	Day 2-5	PM Kisan database update
NPCI Seeding	Day 5-10	Bank se Aadhaar link
Verification	Day 10-15	System dono check karta hai
Next Kist	Day 15-30	Naye account mein paisa

15 din baad beneficiary status check karna. Wahan naya account number dikhna chahiye.

Update Hui Ya Nahi? Kaise Check Karein?

Bhai, andhere mein teer mat chalao. Check karo ki account update hua ya nahi:

1
pmkisan.gov.in par jao.
2
"Farmers Corner" mein "Beneficiary Status" par click karo.
3
Apna Aadhaar number daalo aur "Get Data" dabao.
4
Niche scroll karo. Wahan "Bank Account" ka column hoga.
5
Agar naya account number dikh raha hai, toh kaam ho gaya!

PM Kisan beneficiary status showing updated bank account

Agar Purana Hi Account Dikh Raha Hai?

Iska matlab CSC wale ne update nahi kiya ya server par nahi chadha. Dobara CSC jao aur receipt dikhao. Ya phir nodal officer ko email karo.

Purani Ruki Hui Kist Ka Kya Hoga?

Bhai, sabse bada sawal — jo paisa pehle fail hua tha, wo kaise milega?

Chinta mat karo. Jab aap naya account link kar dete ho, toh purani ruki hui kist bhi usi naye account mein aa jati hai. Aapko alag se application nahi deni padti.

Bas ek baar account update ho jaye, system automatically pending payments naye account mein bhej deta hai. Payment failed guide mein iski puri detail hai.

Aksar Puche Jane Wale Sawal

Bank Account Change FAQ

Kya main khud online bank account change kar sakta hoon?+

Nahi bhai, PM Kisan portal par direct "Edit Bank Account" ka option nahi hai. Aapko CSC center ya BAO office jana padega.

Bank account change karne mein kitna time lagta hai?+

CSC se karwane par 15 din, aur BAO office se karwane par 30-45 din lag sakte hain. Jab tak update nahi hota, paisa purane account mein hi jayega.

Agar purana account band ho gaya toh?+

Turant naya account link karo. Paisa fail ho jayega, phir correction form se fix hoga. Account band hone se pehle hi change kar lena chahiye.

Naya bank account kis naam par hona chahiye?+

Bilkul usi naam par jo Aadhaar card aur PM Kisan registration mein hai. Naam mein ek letter bhi alag hua toh payment fail ho jayegi.

CSC wala kitne paise lega?+

Sarkari rate ₹15 se ₹30. Lekin kuch log ₹50-100 bhi maang lete hain. Aap negotiate kar sakte ho.

Kya main kisi aur ke bank account mein paisa mangwa sakta hoon?+

Bilkul nahi. PM Kisan ka paisa sirf usi ke account mein aayega jiska naam registration mein hai. Wife ya bhai ka account use nahi kar sakte.

IFSC code galat daal diya toh?+

Agar IFSC galat hai toh payment fail ho jayegi. CSC jakar IFSC update karwao. Branch merger ki wajah se bhi IFSC change ho jata hai.

Bank account change ke baad status kaise check karein?+

15 din baad pmkisan.gov.in par jakar "Beneficiary Status" mein check karo. Naya account number dikhai dena chahiye.

📖 Pehle guide padhi? Ab official site par jao:

PM Kisan Official Portal

Government of India — pmkisan.gov.in

📖 Guide Padho Status Check Karo ↗

🔗 Related Articles — Yeh Bhi Padho

💸Payment Failed Fix FTO Status Guide 📚Master Guide 🔐eKYC Guide

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KisanStatus Team

PM Kisan Experts & Annadata Advocates

Indian kisanon ko government schemes navigate karne mein help karne wala independent expert team.

🔄 Last Updated: 10 जुलाई 2026

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